Financial clarity for small business

Know exactly where your money goes.

A live dashboard pulls data straight from your bank and shows profit, cash and break-even. A specialist helps you read the numbers and make decisions. Most businesses hire a full-time CFO for this.

Turnaround and market-entry specialists · based in Prague

Synced from your bank, daily +64k profit / mo Break-even · 22% headroom
app.monfinans.com/brewmile
Brewmile · OverviewJan – Dec 2025
Revenue / mo
455k
▲ 8.4%
Operating profit
+64k
▲ 12%
Gross margin
74%
— stable
Break-even
125 c/d
22% headroom
Revenue vs break-even revenue · break-even
Businesses we've built the finances for
BricksfundingKavesWannaSurfSoroboom
See it on a real café

Money, profit and forecast on one screen

This is the working dashboard you'd log into. The data in it comes from the bank. Click through: money, business health, forecast, locations, capital.

app.monfinans.com/brewmile/dashboard
Brewmile · OverviewJan – Dec 2025
Revenue / mo
455k
▲ 8.4%
Operating profit
+64k
▲ 12%
Gross margin
74%
— stable
Break-even
125 c/d
22% headroom
Revenue vs break-even revenue · break-even
Business health scoreFull analysis →
64/ 100
Fair
Business health
ProfitabilityGrowthLiquidityCost resil.Diversif.
Where the money goesnet +611k CZK
Fixed 62%COGS 28%Variable 2%Profit 8%
▲ Strong: margins & growth▼ Watch: cash buffer, one revenue line
Cash-flow forecastnext 8 months
Projected cash balance forecast · safety floor
Opening balance
312k CZK
Lowest · Aug
42k — watch
Year-end (proj.)
+198k
Planned · VAT payment (Jul)−38k
Planned · new espresso machine (Aug)−120k
Planned · loan repayment (monthly)−14k
Locations2 cafés · Prague
Karlín · 60%
Vinohrady · 40%
Karlín 60%
rev 273kprofit +41k
Vinohrady 40%
rev 182kprofit +23k
Total 100%
rev 455kprofit +64k
Capitalloans · ownership
Loans
Komerční banka562k CZK
Rate7.9%
Monthly repayment−14k
Paid off30%
Cap table
Anna Nováková — 60% · 900k
Petr Svoboda — 40% · 600k
22%
headroom over break-even. 125 cups a day to survive, running at 153.
+64k
CZK profit a month. And the three costs eating into it.
0
spreadsheets. Everything is built from the bank feed, every day.
Plans

We set up the accounting once. Then you pick a level, from tech support to a fractional CFO.

The system pulls data from your bank and keeps the books on its own. We work with the numbers for you. Or we train your person and they run it in-house.

Management accounting setup

A working financial system built around your business, on software we built ourselves. Two to three weeks.

  • Banks connected via API, transactions load automatically
  • Accounting is automated: transactions sort themselves into categories built for your business
  • Our own software, we build new modules when you need them
  • P&L, cash flow, margins, break-even
  • Dashboard configured, first review included
  • We can train your person to run the system in-house
from €1,400one-off
System maintenance
Support
€99 / mo

We keep the system running smoothly.

  • Your dashboard live, updated from your bank via API
  • We keep it working when your bank changes formats
  • Hosting, updates, backups
  • 1 hour of technical work a month included
Request a demo
Fractional CFO
Monthly review
€219 / mo

We go through your numbers with you every month.

  • Everything in System maintenance
  • A review every month, 60 minutes
  • Questions answered between calls
  • You leave each call with a list of what to change
Request a demo
Financial management
Finance person on your team
from €890 / mo

We plan your profit and keep the cash under control.

  • A profit plan and budget for every month
  • Weekly cash control
  • In on decisions: pricing, hiring, a new location
  • Materials for banks and investors
Talk to us
No lock-in. Change or pause your level any month. Your data and settings stay yours.

Intro audit

A quick, honest look at where your money goes. That's where we start.

Free

Reports & analysis on demand

Financial models, what-if scenarios, unit economics, materials for banks and investors. One-off, any plan.

On request

Extra hours

Technical work such as changes and new modules at €48. Finance specialist time at €99. Per hour, on top of the hours included.

€48 / €99
Why it works

How this replaces a full-time CFO

01

The software does the main work

We built the dashboard ourselves. It updates from the bank feed, and the reporting and monitoring a CFO would do by hand runs on its own, every day.

02

An expert view when you need it

A financial specialist reads the numbers with you and flags what needs attention. At a fraction of the cost.

03

Built for a business your size

The product was built for small and medium-sized businesses from day one. Cafés, locations, property portfolios, seasonality.

Who we work with

We set up accounting for different types of business

A café earns differently from a real-estate portfolio. We build the categories, reports and metrics around how your business works.

Cafés & vending
Real-estate portfolios
Travel & leisure
Crowdfunded startups

The product grew out of the financial system we built for the Bricksfunding real-estate portfolio.

Vitalii Starovoitov
The person behind it

Vitalii Starovoitov

Founder · finance practitioner

I've spent six years working with owners whose numbers stopped making sense. I've pulled companies back from the edge of insolvency, restructured debt and taken businesses into new markets.

Projects are run by trained financial specialists using my methodology. We built the product ourselves and keep developing it for each client.

"We stay until the system actually works."
How we work

Four steps from a first call to a working system

1

We talk

A free intro call. We look at where you are and what you need.

2

We set it up

We connect the bank, set up the dashboard and do the first review of the numbers.

3

We work

You run it yourself, we review the numbers monthly, or a finance person works on your team.

4

You see results

You see profit, cash and the forecast. You make decisions on the numbers.

Want to see it on your own numbers?

Tell us a little about your business. We'll set up a demo of our dashboard with your figures and show you the product in action. We usually reply the same day.

Rather just talk? Call us on +420 704 296 105 or email info@monfinans.com.