Financial clarity for small business

Know exactly where your money goes.

We give small businesses the clarity a full-time CFO brings — a live dashboard built straight from your bank, and a financial specialist to help you read it, whether you're putting out fires or planning your next move.

Turnaround and market-entry specialists · based in Prague

Synced from your bank, daily +64k profit / mo Break-even · 22% headroom
app.monfinans.com/brewmile
Brewmile · OverviewJan – Dec 2025
Revenue / mo
455k
▲ 8.4%
Operating profit
+64k
▲ 12%
Gross margin
74%
— stable
Break-even
125 c/d
22% headroom
Revenue vs break-even revenue · break-even
Businesses we've built the finances for
BricksfundingKavesWannaSurfSoroboom
See it on a real café

Everything your business runs on — one screen

The same dashboard you'd log into, built straight from the bank. Click through it — money, business health, forecast, locations, capital.

app.monfinans.com/brewmile/dashboard
Brewmile · OverviewJan – Dec 2025
Revenue / mo
455k
▲ 8.4%
Operating profit
+64k
▲ 12%
Gross margin
74%
— stable
Break-even
125 c/d
22% headroom
Revenue vs break-even revenue · break-even
Business health scoreFull analysis →
64/ 100
Fair
Business health
ProfitabilityGrowthLiquidityCost resil.Diversif.
Where the money goesnet +611k CZK
Fixed 62%COGS 28%Variable 2%Profit 8%
▲ Strong: margins & growth▼ Watch: cash buffer, one revenue line
Cash-flow forecastnext 8 months
Projected cash balance forecast · safety floor
Opening balance
312k CZK
Lowest · Aug
42k — watch
Year-end (proj.)
+198k
Planned · VAT payment (Jul)−38k
Planned · new espresso machine (Aug)−120k
Planned · loan repayment (monthly)−14k
Locations2 cafés · Prague
Karlín · 60%
Vinohrady · 40%
Karlín 60%
rev 273kprofit +41k
Vinohrady 40%
rev 182kprofit +23k
Total 100%
rev 455kprofit +64k
Capitalloans · ownership
Loans
Komerční banka562k CZK
Rate7.9%
Monthly repayment−14k
Paid off30%
Cap table
Anna Nováková — 60% · 900k
Petr Svoboda — 40% · 600k
22%
headroom over break-even — 125 cups/day to survive, running at 153.
+64k
CZK profit a month, and the three costs eating into it, named.
0
spreadsheets — it's all built from the bank feed, every day.
Plans

Set it up once. Then pick how much help you want.

The setup is a one-off project: your bank, your categories, your model. After that you choose a monthly level, from simply keeping it running to having a finance person on your team.

Setup

A working financial system built around your business. Two to three weeks.

  • Bank statements connected and read automatically
  • Categories built around your business, not a template
  • P&L, cash flow, margins, break-even
  • Dashboard configured, first review included
from €1,400one-off
System maintenance
Running
€99 / mo

Your system, kept alive.

  • Your dashboard live, updated from your bank
  • We keep it working when your bank changes formats
  • Hosting, updates, backups
  • 1 hour of technical work a month included
Request a demo
Maintenance + quarterly
Check-in
€149 / mo

Four honest conversations a year.

  • Everything in Running
  • Four reviews a year, 60 minutes each
  • We read the numbers with you and agree what to change
Request a demo
Maintenance + monthly
In touch
€219 / mo

We go through your numbers with you every month.

  • Everything above
  • A review every month, 60 minutes
  • Questions answered between calls
  • Better value per session than quarterly
Request a demo
Finance person on the team
Embedded
from €890 / mo

For businesses that need real hands.

  • 8 hours a month, fixed
  • Weekly cash control
  • In on decisions: pricing, hiring, a new location
  • Materials for banks and investors
Talk to us
No lock-in. Change or pause your level any month. Your data and settings stay yours.

Intro audit

A quick, honest look at where your money goes. Our way of saying hello.

Free

Beyond your level

Technical work such as changes and new modules at €48. Finance specialist time at €99. Per hour, on top of the hours included.

€48 / €99
Why it works

Clarity that used to need a whole finance team.

01

The software does the heavy lifting

Your dashboard builds itself from the bank feed — the reporting and monitoring a CFO would do by hand, running on its own, every single day.

02

Expert eyes when they matter

A financial specialist reads the numbers with you and flags what needs attention — the judgement of a CFO, without a full-time salary on your books.

03

Built for a business your size

Not an enterprise tool with the price scaled down. Designed from the ground up for small and growing companies — the way they actually run.

Who we work with

We know how different businesses actually run

Every business runs differently — but they all need one honest, up-to-date view of their money.

Cafés & vending
Real-estate portfolios
Travel & leisure
Crowdfunded startups

It started with Bricksfunding — the financial system we built for a real-estate portfolio grew into the product you're looking at.

Vitalii Starovoitov
The person behind it

Vitalii Starovoitov

Founder · practitioner, not a firm

For six years I've been the person owners call when the numbers stop making sense — pulling companies back from the edge, restructuring debt, and helping them walk into new markets on solid footing.

Every engagement runs on a methodology built over years of turnarounds — delivered by a trained financial specialist, never a junior with a template. And it's backed by a product we built ourselves, so you're not charged like a big consultancy.

"Most consultants hand you a strategy and disappear. We stay until it actually works."
How we'd work

Simple, and you always know where things stand.

1

We talk

A free intro call to see where you stand and what you actually need.

2

We set it up

Your dashboard, live from your bank — and the first honest read of the numbers.

3

We work

Depending on your level: on your own, a check-in each quarter, monthly with a specialist, or hands-on together.

4

You see results

Clear numbers, fewer surprises, and decisions you can actually stand behind.

Want to see it on your own numbers?

Tell us a little about your business and we'll set up a demo of the dashboard with your figures — no slide deck, just the real thing. We usually reply the same day.

Rather just talk? Call us on +420 704 296 105 or email info@monfinans.com.